J&K Bank Apprentice Recruitment 2026 – 614 Vacancies | Apply Online, Eligibility, Fees, Dates
Jammu & Kashmir Bank has released a golden opportunity for graduates under the Apprentices Act 1961. A total of 614 apprentice vacancies are available across India. Interested candidates can apply online before the last date.
📅 IMPORTANT DATES
- Starting Date: 20 April 2026
- Last Date: 26 April 2026
- Exam Date: To be announced
👉 Candidates should apply early to avoid last-minute rush and server issues. This recruitment has a very short application window, so don’t delay.
👉 Bookmark this page for latest updates on exam dates and admit card release.
📊 NUMBER OF VACANCIES & RESERVATION
| S.No | District | Total | SC | ST | SEBC | EWS | UR | PwBD | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| (i) | (ii) | OBC | ALC/IB | RBA | ||||||||
| 1 | Srinagar | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 7 | 30 | 3 | |
| 2 | Ganderbal | 12 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 5 | 0 | |
| 3 | Baramulla | 35 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 14 | 1 | |
| 4 | Bandipora | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 4 | 0 | |
| 5 | Anantnag | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 3 | 12 | 1 | |
| 6 | Kulgam | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 6 | 0 | |
| 7 | Pulwama | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 2 | 8 | 0 |
| 8 | Shopian | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 6 | 0 | |
| 9 | Budgam | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 3 | 12 | 1 | |
| 10 | Kupwara | 18 | 1 | 2 | 2 | 2 | 1 | 2 | 1 | 7 | 0 | |
| 11 | Poonch | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 6 | 0 | |
| 12 | Rajouri | 19 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 7 | 0 | |
| 13 | Jammu | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 7 | 30 | 3 | |
| 14 | Samba | 13 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 6 | 0 | |
| 15 | Udhampur | 16 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 7 | 0 | |
| 16 | Reasi | 11 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 5 | 0 | |
| 17 | Kathua | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 8 | 0 | |
| 18 | Doda | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 6 | 0 | |
| 19 | Ramban | 9 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 3 | 0 | |
| 20 | Kishtwar | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 4 | 0 | |
📊 UT of Ladakh – Vacancy Distribution
| S.No | District | Total | SC | ST | SEBC (ALC) | EWS | UR |
|---|---|---|---|---|---|---|---|
| 1 | Kargil | 8 | 0 | 8 | 0 | 0 | 0 |
| 2 | Leh | 10 | 0 | 9 | 0 | 1 | 0 |
📊 ROI – Vacancy Distribution (Outside J&K & Ladakh)
| S.No | Cluster | Total | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| 1 | Delhi | 42 | 6 | 3 | 11 | 4 | 18 |
| 2 | Mumbai / Greater Mumbai | 26 | 2 | 2 | 7 | 2 | 13 |
| 3 | Lucknow | 20 | 4 | 0 | 5 | 2 | 9 |
| 4 | Bangalore | 19 | 3 | 1 | 5 | 1 | 9 |
| 5 | Mohali | 28 | 8 | 0 | 5 | 2 | 13 |
- Total Vacancies: 614
👉 Category-wise reservation includes SC, ST, OBC, EWS, PwBD, ensuring fair opportunity for all candidates.
👉 Vacancies are district-wise distributed, increasing chances for local candidates.
🎓 DISCIPLINE & EDUCATIONAL QUALIFICATION
- Graduation from recognized university
- Must have passed on or after 01 Jan 2022
- Knowledge of local language required
👉 Only recent graduates are eligible, making it ideal for freshers looking for banking experience.
👉 Candidates with local language knowledge get an advantage in selection and training.
🎯 MINIMUM QUALIFYING MARKS
- No fixed cut-off mentioned
- Selection based on merit in online exam
- Negative marking: 0.25 marks deducted per wrong answer
👉 Candidates must aim for high scores to secure district-wise merit rank.
👉 Cut-offs may vary depending on competition and category.
🎂 AGE LIMIT
- Minimum: 20 years
- Maximum: 28 years
👉 Age relaxation available for SC/ST/OBC/PwBD as per government rules.
👉 This age range makes it suitable for young graduates entering banking careers.
💰 APPLICATION FEE
- General: ₹700
- Reserved Category: ₹500
👉 Fee must be paid online only (no offline mode available).
👉 Ensure successful payment to complete your application form.
🧾 SELECTION PROCESS
Stage:
- Online Written Exam (Objective)
Exam Pattern:
- General Awareness + English (50 marks)
- Quantitative Aptitude + Reasoning (50 marks)
- Total: 100 marks | 1 hour
👉 Selection is purely merit-based, so preparation is key.
👉 No interview stage, making it easier for candidates to qualify.
📌 RESERVATION
- SC / ST / OBC / EWS / PwBD applicable
- PwBD reservation under RPWD Act 2016
👉 Reservation benefits ensure equal opportunities for all categories.
👉 Candidates must provide valid certificates during verification.
🧑💼 STIPEND & TRAINING
- ₹13,500 per month
- ₹9,000 (Bank)
- ₹4,500 (Govt DBT)
- Duration: 1 year apprenticeship
👉 This program provides real banking experience with stipend support.
👉 Great opportunity to build a strong career foundation in banking.
📝 HOW TO APPLY
- Register on NATS portal
- Visit J&K Bank official website
- Fill online application form
- Upload documents
- Pay fee & submit
👉 Ensure all documents (photo, signature, declaration) are properly uploaded.
👉 Incorrect or incomplete forms will be rejected without notice.
⚠️ GENERAL CONDITIONS
- No job guarantee after training
- Only one district can be selected
- 12 days leave allowed
- No other allowances
👉 Apprenticeship is for skill development only, not permanent employment.
👉 Candidates must follow all rules strictly to avoid disqualification.
📢 IMPORTANT HIGHLIGHTS
✔ No interview – Direct selection
✔ Short application window
✔ High stipend for freshers
✔ Banking career opportunity
👉 This is one of the best apprenticeship opportunities in 2026 for graduates.
👉 Apply now to secure your chance in J&K Bank.
📚 J&K Bank Apprentice Syllabus 2026
The selection is based on an online written examination, and the syllabus is divided into two main sections.
🧠 1. General Awareness & English Comprehension
📌 Topics Covered:
🔹 General Awareness
- Current Affairs (National & International)
- Banking & Financial Awareness
- Indian Economy
- Static GK (History, Geography, Polity)
- Important Government Schemes
🔹 English Comprehension
- Reading Comprehension
- Cloze Test
- Error Detection
- Sentence Improvement
- Fill in the Blanks
- Synonyms & Antonyms
👉 This section tests basic awareness + language skills, important for banking roles.
👉 Focus on daily current affairs and basic grammar to score high.
🔢 2. Quantitative Aptitude & Reasoning Ability
📌 Topics Covered:
🔹 Quantitative Aptitude
- Simplification & Approximation
- Number Series
- Data Interpretation
- Percentage, Profit & Loss
- Ratio & Proportion
- Time & Work
- Time, Speed & Distance
- Simple & Compound Interest
🔹 Reasoning Ability
- Seating Arrangement
- Puzzles
- Coding-Decoding
- Blood Relations
- Direction Sense
- Syllogism
- Inequality
- Logical Reasoning
👉 This section checks problem-solving and analytical ability.
👉 Practice mock tests regularly for speed and accuracy.
⏱️ Exam Pattern (Important)
- Total Questions: 100
- Total Marks: 100
- Duration: 60 Minutes
👉 Each section has equal weightage, so balance preparation.
👉 Time management is key to attempt all questions.
⚠️ Negative Marking
- 0.25 marks deducted for each wrong answer
- No penalty for unanswered questions
👉 Avoid guesswork to maximize score.
👉 Accuracy matters more than attempts.

🎯 Preparation Strategy
👉 Focus on current affairs + mock tests for quick improvement
👉 Practice previous year banking questions
👉 Strengthen weak areas for better overall score
❓ Frequently Asked Questions (FAQ) – J&K Bank Apprentice 2026
The last date to apply online for J&K Bank Apprentice Recruitment 2026 is 26 April 2026. Candidates are advised to complete the application before the deadline to avoid last-minute issues.
A total of 614 vacancies have been announced across Jammu & Kashmir, Ladakh and other regions. These vacancies are distributed district-wise and category-wise.
Candidates must have completed graduation from a recognized university on or after 01 January 2022. Knowledge of the local language is also required.
The minimum age is 20 years and the maximum age is 28 years as on 01 January 2026. Age relaxation is applicable as per government rules.
The selection process includes an online written examination consisting of 100 questions. There is no interview, and candidates are selected based on merit.
Yes, there is a negative marking of 0.25 marks for each wrong answer in the online test. No marks are deducted for unanswered questions.
The selected candidates will receive a stipend of ₹13,500 per month, including ₹9,000 from the bank and ₹4,500 from the government through DBT.
Candidates need to register on the NATS portal first and then apply online through the official J&K Bank website by filling the application form and paying the fee.
| Advertisement No. | JKB/HR/Rectt/2026-182 |
| Total Vacancies | 614 |
| Job Type | Apprentice |
| Apply Date | 20 Apr 2026 — 26 Apr 2026 Live · 5 days left |
| Job Location | 📍 Bangalore📍 Delhi📍 Jammu & Kashmir Bank📍 Kargil📍 Ladakh📍 Leh📍 Lucknow📍 Mohali📍 Mumbai |
| Official Advertisement | Download PDF |
| Organization | Jammu & Kashmir Bank (J&K Bank) |
| Mode of Application | Online |
| Registration Start Dates | 20th April 2026 |
| Registration End Dates | 26th April 2026 |
| Last Date for Printing of Application | 9th May 2026 |
| Training Duration | 12 Months |
| Official Website | Open Website |
| Join Telegram Channel | |
| Join WhatsApp Channel |
