Bank of Baroda (BOB), one of India’s largest public sector banks, has invited online applications for 166 Officer-level posts on Regular Basis in its MSME Banking Department. This is an excellent opportunity for experienced banking and credit professionals seeking a permanent career in MSME operations. Advt. No.: BOB/HRM/REC/ADVT/2026/07
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Important Dates
- Online Registration Starts: 06 February 2026
- Last Date to Apply & Pay Fees: 26 February 2026
Vacancy Details
Senior Manager – MSME Relationship
- Grade: MMG/S-III
- Vacancies: 113
- Age: 30–40 years
- Qualification: Graduation (Mandatory)
- Preferred: MBA/PGDM (Finance/Marketing/Sales/Banking)
- Experience: Minimum 8 years in Banking
- At least 4 years in Credit Processing / Loan Sales
- Preference for MSME experience
Senior Manager – Credit Analyst
- Grade: MMG/S-III
- Vacancies: 19
- Age: 29–37 years
- Qualification: Graduation
- Preferred: CA / CFA / CMA / MBA (Finance)
- Experience:
- 6 years in Credit Processing OR
- 6 years as Analyst in RBI-approved Rating Agencies
- CA/CMA candidates: Minimum 5 years
Manager – Credit Analyst
- Grade: MMG/S-II
- Vacancies: 34
- Age: 25–34 years
- Qualification: Graduation
- Preferred: CA / CFA / CMA / MBA (Finance)
- Experience:
- 3 years in Credit Processing OR
- 3 years in RBI-approved Rating Agencies
- CA/CMA candidates: Minimum 2 years
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Reservation in Posts
Post-wise Reservation Details
| Post Name | Grade | Total | SC | ST | OBC | EWS | UR | PWD (Total) |
|---|---|---|---|---|---|---|---|---|
| Senior Manager – MSME Relationship | MMG/S-III | 113 | 34 | 21 | 32 | 26 | 0 | 12 |
| Senior Manager – Credit Analyst | MMG/S-III | 19 | 4 | 2 | 9 | 4 | 0 | 1 |
| Manager – Credit Analyst | MMG/S-II | 34 | 9 | 4 | 8 | 7 | 6 | 3 |
| Grand Total | — | 166 | 47 | 27 | 49 | 37 | 6 | 16 |
PWD Category Breakup
| Post Name | OC | HI | VI | ID | Total PWD |
|---|---|---|---|---|---|
| Senior Manager – MSME Relationship | 2 | 4 | 3 | 3 | 12 |
| Senior Manager – Credit Analyst | 1 | 0 | 0 | 0 | 1 |
| Manager – Credit Analyst | 1 | 1 | 1 | 0 | 3 |
| Total | 4 | 5 | 4 | 3 | 16 |
Abbreviations
- SC – Scheduled Caste
- ST – Scheduled Tribe
- OBC – Other Backward Classes (Non-Creamy Layer)
- EWS – Economically Weaker Sections
- UR – Unreserved
- PWD – Persons with Benchmark Disabilities
- OC – Orthopedically Challenged
- HI – Hearing Impaired
- VI – Visually Impaired
- ID – Intellectually Disabled
Age relaxation available:
- SC/ST: 5 years
- OBC (NCL): 3 years
- PWD: Up to 15 years (as per category)
- Ex-Servicemen: As per rules
(No reservation for Ex-Servicemen in Officers’ Cadre.)
Application Fee
- ₹850 (Inclusive of GST) – General/EWS/OBC
- ₹175 (Inclusive of GST) – SC/ST/PWD/ESM/Women
Fee is non-refundable.
Salary & Pay Scale
MMG/S-II
₹64,820 – ₹93,960 (as per scale progression)
MMG/S-III
₹85,920 – ₹1,05,280 (as per scale progression)
Selected candidates will also receive allowances and benefits as per Bank rules and bipartite settlement.
Job Responsibilities
MSME Relationship Role
- Business development in MSME segment
- Loan sourcing and portfolio growth
- Cross-selling banking products
- Due diligence and financial assessment
- Market and competitor analysis
Credit Analyst Roles
- Financial statement analysis
- MSME credit appraisal & monitoring
- Pre & post sanction inspections
- Credit risk assessment
- Audit compliance and documentation
Selection Process
Selection may include:
- Application Screening
- Online Examination (if conducted)
- Psychometric Test
- Group Discussion
- Personal Interview
Online Test Pattern (If Conducted)
- Reasoning – 25 Questions
- English – 25 Questions
- Quantitative Aptitude – 25 Questions
- Professional Knowledge – 75 Questions
- Total: 150 Questions | 225 Marks
No negative marking.
Final selection based on combined performance.
Posting Location
Selected candidates can be posted anywhere in India as per Bank’s requirement.
Credit History Requirement
Applicants must have a minimum CIBIL score of 680 at the time of joining. Candidates with adverse credit history may be disqualified.
Probation & Service Bond
- Probation Period: 12 months
- Service Bond: Minimum 3 years
- In case of breach: ₹5 Lakhs compensation
Documents Required
Candidates must upload:
- Resume
- DOB proof
- Educational certificates
- Experience documents
- Caste/PWD certificate (if applicable)
- Pay slips
File size must not exceed 500 KB (PDF format).
How to Apply
- Visit official website: www.bankofbaroda.in
- Go to Careers → Current Opportunities
- Register and complete application
- Upload documents
- Pay application fee
- Submit & print application form
Important Instructions
- Only online applications will be accepted.
- No change in details after submission.
- Candidates must produce original documents during interview.
- Legal jurisdiction: Mumbai.
- Regularly check the official website for updates.
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